ERASING NEGATIVE THOUGHTS
“We all have dreams, but to live our dreams, we have to pass ‘some
kind of test’ by honoring our commitments in the face of many temptations”
If you are sincere about improving your finances, you have to start
by improving your thinking.
“Just as a gardener cultivates his plot, keeping it free from weeds and growing the flowers and fruits which he requires,so may a man tend the
garden of his mind, weeding out the wrong, useless, and impure thoughts and
cultivating toward perfection the flowers and fruits of right, useful, and pure thoughts.”
Like weeds in a garden, negative thoughts keep popping up from time
to time because the seeds (which were planted in our minds years ago) lie
dormant in our subconscious until one day, booing, a handful of negative
thoughts. As a gardener, it’s your job to dig up the negative thoughts and replant healthy, positive thoughts in their place.
One of the ways to do that is a technique I call Effective Erasing. Whenever a negative
thought enters my mind, I imagine the sound of fingernails clawing down a
blackboard, followed by a giant eraser wiping away the negative thoughts. That
imagined sound reminds me to erase the negative thought and replace it with a positive one. I encourage you to think your own Effective Eraser.
the sound of a garbage truck backing up to empty a garbage can containing negative thoughts. The key is to think of a sound and an image that eliminates
the negative thought. Sound corny, but it works.
Excuses: The Hardest Weeds to Kill
Just as there are there are hundreds of hardy weeds in a garden, some are harder to get rid of than others. Same goes for negative thoughts, and
the most stubborn weed of negativity is called excuses.
We’re all prone to excuse making because excuses allow us to rationalize/lessen our failures. Excuses are weeds because they encourage us to
give in and give up, instead of remaining positive and thinking of ways to
overcome obstacles. People generally make excuses in one of the following seven
Excuse # Self-Talk
#1 Fear of Failure “I
won’t try because I might fail.”
#2 Pain of Change “I’m
not comfortable doing that.”
#3 Self Doubt “I’m
not very good at (fill in the blank).”
#4 Blaming Others “Mistakes
were made by (blank).”
#5 Justifying “Everybody
cuts corners, so I did, too.”
#6 Complaining "The
problems is (company, products, etc.).”
#7 Lack of Skills “I’ve
never been able to talk to people.”
Excuses might make you feel better in the short run, but in the
long run, they won’t you get R.E.A.L. and get rich.
Recurring Income – do the work once and get paid again and again
E = Equity – own businesses, real estate,
investments, and assets
A = Appreciation – grow your asset over time
L = Leverage – profit from other people’s time,
efforts, or money
BLISS Formula for Financial Freedom
We’re all creatures of habits, and our habits shape every aspect of our lives. We have work habits. Eating habits. Exercise habits.
Evening habits. Sleeping habits. And spending habits. Show me a person with
positive, healthy habits, and I’ll show you a happy, healthy individual.
Budget: A budget is a monthly money management plan for household. Budgets are easy to set up, but hard for some people
Learn: Survey show that the average
person spends more time planning a vacation than planning their financial
future. To have what rich people have, you must do what rich people do. And
what rich people do is learn how to get money and keep money. So start LEARNING
what rich people do by reading motivational/inspirational books, listening to
mentors, and seeking money-making opportunities.
I - Invest: Average people work for money and
have little to show for it at the end of their careers. Rich people make their
money work for them by investing their time, efforts, and money-building
networks and in growing their assets. (some via the stock market and real
S - Save: Rich people pay themselves first by
saving AT LEAST 10 – 20% of their gross income and then investing it wisely.
S - Spend: Rich people Budget… Learn… Invest… and
Save BEFORE THEY SPEND, while middle class and poor people ignore the first
four letters of the BLISS formula and skip right to the fifth letter – SPEND!
Never forget: The true measure of rich is how much you accumulate, not how much